Compare checking accounts

America's Best Checking is worth the switch!

We haven't found a free checking account in America that beats all the frees we give our customers. That's why it's America's Best!

You'll still get all those frees if you choose an interest checking account, too. You can't go wrong.

Why Bell

At Bell Bank, you can always count on real people with real expertise. You’ll feel good about your local, independent bank that’s here when you need us.

America's Best Checking

Enjoy all the frees, with no “gotcha” fees!

  • No minimum balance
  • No service charge
  • $50 minimum deposit to open

Technology & Security

Convenience & Savings

1 All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2 Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
3 Bell matches 5% of your purchase “round-ups,” up to $250 a year.
4 Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity


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It's easy to open your America's Best Checking Account!


Apply now

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America's Best Interest Checking

Get all the frees of America's Best checking, and earn interest with this account.

  • Minimum $500 balance to earn interest and avoid service fee
  • $50 minimum deposit to open

Technology & Security

Convenience & Savings

1 All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2 Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
3 Bell matches 5% of your purchase “round-ups,” up to $250 a year.
4 Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity


It's easy to open your America's Best Checking Account!


Apply now

Call us

location iconFind a location


View today's rates

America's Best Premier Interest Checking

Earn interest on higher checking balances with this account, plus enjoy all the frees of America's Best checking.

  • Minimum $5,000 balance to earn interest and avoid service fee
  • $50 minimum deposit to open

Technology & Security

Convenience & Savings

1 All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2 Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
3 Bell matches 5% of your purchase “round-ups,” up to $250 a year.
4 Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity


It's easy to open your America's Best Checking Account!


Apply now

Call us

location iconFind a location


View today's rates

Paperless: it’s the right thing

Save stacks of paper (and several trees) when you choose paperless statements. Plus, you’ll get $5 per deposit account the first time you switch to online paperless statements.

Refer your family and friends

If you love banking at Bell, tell others to make the switch! When they open a new personal checking account with us, we’ll give each of you $50.

Easy to work with

When starting out, Steve Westlund knew bankers might consider him a risk. He found one willing to take a chance on him at Bell Bank.